Since my problem has to do more with compulsive spending due to Manic Depression/Bipolar as well as other issues.
The wrong type of meds sent me manic and made me go out of control. I am lucky I haven't ended up in jail or lost my job as of yet.
If I don't file, it will take me at least 64 months at $1,600 a month to pay off all of the credit card debt according to a debt payoff calculator on Bankrate.com. I also ran up a huge balance on AMEX Charge that you must pay in full that is now close to $5,000 with $2,500 as of today due by May 3. I am trying to return stuff around $150 a day so I can net the AMEX amount to close to 0.
I don't know if I should file or not. Alot depends on whether I get the job offer that I think I may get. But I may be getting fired from my current position. If I get termed, there won't be any way to pay much of this CC debt especially if my present company contests my unemployment claim.
I know that this sounds crazy, but I can't believe I got myself into this mess.
The wrong type of meds sent me manic and made me go out of control. I am lucky I haven't ended up in jail or lost my job as of yet.
If I don't file, it will take me at least 64 months at $1,600 a month to pay off all of the credit card debt according to a debt payoff calculator on Bankrate.com. I also ran up a huge balance on AMEX Charge that you must pay in full that is now close to $5,000 with $2,500 as of today due by May 3. I am trying to return stuff around $150 a day so I can net the AMEX amount to close to 0.
I don't know if I should file or not. Alot depends on whether I get the job offer that I think I may get. But I may be getting fired from my current position. If I get termed, there won't be any way to pay much of this CC debt especially if my present company contests my unemployment claim.
I know that this sounds crazy, but I can't believe I got myself into this mess.
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