I can't begin to tell you how helpful this forum has been. I have been lurking here for quite a while now and it was great to find suggestions and advice from good folks going through the same kind of situation.
I filed chap 7 (approx $60,000 unsecured) at the end of December, needless to say that our Thanksgiving and Christmas were not at all joyful. My 341 was moved back a whole month from the original date due to court scheduling. The 341 ended pleasantly and the trustee declared no assets the next day. Like anyone else, we had a few snags on the way but tomorrow marks the last day for objections. MAN... I hope nothing happens.
Snags:
- 341 was moved back
- Had to take care of a bad check written before filing
- Summoned (during 60 day) by a creditor who claims they never received notice
Very insignificant, I guess, but all made me panic at the time.
My attorney has been great up to this point: professional, kind and straightforward, and I haven't heard from him since the 341 so I'm assuming all is well. I understand that most creditors will contact the debtor's attorney prior to filing an objection for a settlement in most cases, but with only one day left and being a no assset case, I know it's still possible but unlikely. I try to be prepared just in case; especially now that I can almost "taste" the new beginning.
Thank you all for the abundant information and comfort this forum has provided me during one of the most (if not the most) stressful times in my life.
I filed chap 7 (approx $60,000 unsecured) at the end of December, needless to say that our Thanksgiving and Christmas were not at all joyful. My 341 was moved back a whole month from the original date due to court scheduling. The 341 ended pleasantly and the trustee declared no assets the next day. Like anyone else, we had a few snags on the way but tomorrow marks the last day for objections. MAN... I hope nothing happens.
Snags:
- 341 was moved back
- Had to take care of a bad check written before filing
- Summoned (during 60 day) by a creditor who claims they never received notice
Very insignificant, I guess, but all made me panic at the time.
My attorney has been great up to this point: professional, kind and straightforward, and I haven't heard from him since the 341 so I'm assuming all is well. I understand that most creditors will contact the debtor's attorney prior to filing an objection for a settlement in most cases, but with only one day left and being a no assset case, I know it's still possible but unlikely. I try to be prepared just in case; especially now that I can almost "taste" the new beginning.
Thank you all for the abundant information and comfort this forum has provided me during one of the most (if not the most) stressful times in my life.
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