should i get a 30k loan despite near bk?

[Scream2Death]

these darn companies (especially captial one) keep on sending me offers for a 30k to me despite i'm pretty near bankruptcy. should i take it and keep it to myself and then wait a year later to file bankruptcy?

would the trustee go back more than a year in records?


i know i sound greedy and i shouldn't even think about it but hey, i though; "might as well make the most out of it"

put the money in the bank and then take it all out and keep it in a box.....

[BKOnce]

I doubt it. 30K is Max, but it could be less depending on your points.

[bkruptfool]

You have to live with your actions

I couldn't live with myself knowing I stole from a creditor/committed fraud.

Hey, it's your life.

[petrified]

That would constitute bankruptcy fraud - you know you are going to file so don't apply for any more credit until after you are done.

That being said, if you do take out the loan and make payments until you file, then it could be perceived as in good faith (but we all know it isn't.......cos you told us).

Can you live with yourself if you do this?

P

[wrinkleigh]

No no no no no no no. If you are already thinking of Bankruptcy -- that means you do not have the means to pay back $30,000.00. If you take that advance you are committing fraud.

People who do this intentionally are one of the reasons why filing is so hard for the rest of us.

[Scream2Death]

understood, i was just thinking of the possibility. i know it's wrong; just wondering if anyone done it before / reprucussions, etc.

thanks for the opinions

[juststupid]

Why would you want more credit when you can't pay what you already owe?