Walked in the door to be absolutely BOMBARDED with questions about bankruptcy. Pratically everyone knows we filed, I made no secret of it( and besides, the local paper prints the filings every Monday anyway). Seems one of our doctors filed a ch 7 and it was in the paper yesterday. So everyone was asking me what exactly ch 7 means. I was able to educate some of them that didn't know the difference between 7 and 13.
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Chapter 13 filed -8/12/04
Plan approved- 7/11/05
Date discharged--10-12-2007
Date closed- 12/6/2007:yes2::yes2: -
One way to kill the Myth that Bk is a bad thing. NOT anymore, its the most relieving thing in MY LIFE!
Good Luck, CatchmeifyoucanJuly 2006: Filed Ch13 :blink:
Oct 2006: Converted to Ch7 :clapping:
Jan 2007: DISCHARGED :clapping:
Nov 2007: CLOSED :yahoo::yahoo::yahoo: -
Good for you, arkienurse! Think of the number of people who listened to you today who could be helped in the future if they ever find themselves in serious financial trouble! Because of you, they will know filing isn't the end of the world and that there's no shame in doing what you have to do to ensure a decent future for your family.Originally posted by arkienurse View Post
Interesting that one of your doctors could file Ch 7. Wonder how he/she was able to do that with a physician's usually way-above-median income?Last edited by lrprn; 02-13-2007, 08:20 PM.I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to goComment
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There's a commercial running on TV where this guy is discussing his abundant lifestyle, and answers the question "How do I do it?" with a matter-of-fact statement..."I'm in debt up to my eyeballs!"
Could go for the doctor, I guess. Or maybe, he/she is trying to take advantage of the law to set themselves up for some 'coming' change in life that would be greatly beneficial to have a clean slate?
I previously mentioned that when I plead my case to the F&I mgr at a car dealership, he told me that he too was bk. Had been with a very large dealership in the western US making "mid 6-figures", owned 3 homes , boats, and lots of stuff. Crash! Now making $30k, and was driving a Ford Focus. A healthy cash flow does not keep one immune from becoming bankrupt.Comment
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All it takes is "one" financial disaster to absolutely destroy your lifestyle, etc..... Whether a every day Joe or a professional.....
Bankrupty no longer has the stigma of "trying to beat the system". There are many folks who have had to file bankruptcy who never dreamed they would have too........
And I'm sure there are many who "need to file" and won't because of "society labeling" - but will in the end loose everything anyways after the foreclosures, lawsuits, etc......
It is better to file bankruptcy and solve the problems an easier way....... than NOT and fight everyone on your way down to the pits.............
No one wants to file bankruptcy, but I'm sure there are a few that abuse the system, just like anything else.......
If you know someone that is contemplating filing bankruptcy or you know they are in serious financial situations--- HELP THEM if you yourself have already been there and done it......
Offer suggestions, point them in the "right direction"...... let them know they have options avaiable to them...... Let them know they are not alone, it happens to everyone...............
They need never know that you filed unless you tell them.....Minny
"It's amazing the paths that our feet sometimes follow in life".
My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.Comment
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