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    so glad to be back!

    whee, what a week it has been I haven't been on since last Sunday because my computer of only 3 years crashed Just got it back today with 250.00 less in our pockets On top of this, my daughter gets hit by a tractor and trailer (he backs into her while on the interstate ramp) and then runs...she was so scared to death that she didn't get his plate number or see who the tractor belonged to before he was way to far gone
    Now of course, I would have chased that creep know like a hound dog, but this is my 19 year old and she was just in tears. Hers is an old car so its the only one that we don't have collision on so we have to repair the damage ourselves..new fender, new mirror, repair door, etc. about 1000.00 worth but thank the Lord she is safe!
    Well, our biggest news this week is we filed chapter 7 on Thursday. It took us a while to finally get the extra 700.00 to get it done (already paid 530.00) and all these extra expenses couldn't have come at a worst time.
    My only fear now is being put into a chapter 13 (we are over the income for 7) if our expenses are challenged. Our lawyer seems to think one of our expenses may be challenged but overall he has a good feeling about it. He says that the trustees seem to trust them (the lawyers they see regular) in their fillings and don't question alot, but I'm still so worried Our 341 is on October 25th but don't know which time yet. He said we would be the 3rd or 4th to see the trustee and all his other cases are over the income also and that our case was the easiest one for him..... now that made me feel much better!
    Well I've got tons of reading here to catch up on and guess I need to go check out pacer now
    9/28/06: Filed Chapter 7
    10/25/06: 341 meeting Done!
    12/25/06: Last day for objections.... Dear Santa, can we have a bk discharge for Christmas please?
    1/12/07: Discharged & closed!!

    #2
    I just realized I put this thread in the wrong place Please feel free to move it and I'm so sorry.
    9/28/06: Filed Chapter 7
    10/25/06: 341 meeting Done!
    12/25/06: Last day for objections.... Dear Santa, can we have a bk discharge for Christmas please?
    1/12/07: Discharged & closed!!

    Comment


      #3
      No problem about the location of the thread, IL. That's more easily fixed than you car.

      Glad to hear your daughter is OK!! I know how you feel with teens out there on the road. We only have full coverage on one vehicle. If something happens to the others, it's all on us.

      Congrats on filing. Here's hoping you have a smooth 341 and a quick 60 days from there to discharge!!
      Filed Ch 7 - 09/06
      Discharged - 12/2006
      Officially Declared No Asset - 03/2007
      Closed - 04/2007

      I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

      Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

      Comment


        #4
        Thanks so much SF and hoping that yours goes well also!
        9/28/06: Filed Chapter 7
        10/25/06: 341 meeting Done!
        12/25/06: Last day for objections.... Dear Santa, can we have a bk discharge for Christmas please?
        1/12/07: Discharged & closed!!

        Comment


          #5
          Glad to hear your daughter is alright!
          *** THIS IS NOT LEGAL ADVICE--ONLY A LAWYER CAN PROVIDE THAT. ***

          My posts represent hours of research on and off the web, these forums, my experience, and my opinions.

          Comment


            #6
            Originally posted by anonymuse View Post
            Glad to hear your daughter is alright!
            Thank you so much anonymuse, even though this has been a hard week we realize that we are so blessed!
            9/28/06: Filed Chapter 7
            10/25/06: 341 meeting Done!
            12/25/06: Last day for objections.... Dear Santa, can we have a bk discharge for Christmas please?
            1/12/07: Discharged & closed!!

            Comment


              #7
              Sorry about the bad luck... If its any consolation at all, just wanted to let you know the truck driver probably didn't even feel it or know that he hit anything, backing a semi into a car feels like hitting a little pothole...

              Comment


                #8
                Originally posted by FilingOnMyOwn View Post
                Sorry about the bad luck... If its any consolation at all, just wanted to let you know the truck driver probably didn't even feel it or know that he hit anything, backing a semi into a car feels like hitting a little pothole...
                Oh yeah I totally agree with you filing, my husband drives and pulls doubles and he mentioned the same thing when we found out. Just wish we could have found out the trucking companies infor for insurance. Oh well we are searching junk yards now for used parts and that will help.
                9/28/06: Filed Chapter 7
                10/25/06: 341 meeting Done!
                12/25/06: Last day for objections.... Dear Santa, can we have a bk discharge for Christmas please?
                1/12/07: Discharged & closed!!

                Comment


                  #9
                  Hi InLimbo. Glad to hear daughter is safe-that first accident is so traumatic for a young driver, whether it was a bump or not.

                  Congrats on filing too. There have been quite a few of us that filed within a month or so of each other so it will be interesting to see how they all turn out. Good luck with the Trustee and being over the median.
                  Filed: 08/09/06
                  341: 09/18/06
                  Discharged: 11/22/06
                  Closed 11/30/06

                  Comment


                    #10
                    I am so glad to hear that your daughter is OK and am so sorry to learn about your rough week!!

                    We have a teenage son who thinks he is a professional driver which makes for much sleep deprivation!

                    Wishing you a much better week filled with blessings!!!

                    Peace,
                    jane
                    Filed: 2/24/2006
                    341 mtg: 4/4/2006:angel:
                    Discharged: 9/25/08!!!!!:yahoo::yahoo::yahoo::yahoo::yahoo:

                    Comment


                      #11
                      Thank you so much for your comments Miss Puff and Jane, bless you both!
                      The ppl on this board is really just wonderful! It really is nice having this place to come to for venting, support or whatever is on our hearts.
                      9/28/06: Filed Chapter 7
                      10/25/06: 341 meeting Done!
                      12/25/06: Last day for objections.... Dear Santa, can we have a bk discharge for Christmas please?
                      1/12/07: Discharged & closed!!

                      Comment


                        #12
                        Just an Idea

                        Why not check to see if there were any traffic cameras operating in the vacinity of yours daughters fender bender (and thank god she is safe!). Check with the local DOT (Department of Transportation) even the police, to see if they have anything on camera !

                        Just an idea! Catchmeifyoucan
                        July 2006: Filed Ch13 :blink:
                        Oct 2006: Converted to Ch7 :clapping:
                        Jan 2007: DISCHARGED :clapping:
                        Nov 2007: CLOSED :yahoo::yahoo::yahoo:

                        Comment

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