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USAA car loan?

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    USAA car loan?

    Hello, I am currently going through the process of filing Chapter 7. What are people's current/recent experience with USAA auto loan once filed for BK? There is no re-affirmation of the loan. Have they reposed your vehicle? Were you allowed to continue paying? Did you secure a loan with another finance institution after filing? How long? I'm open to hearing your experiences; mostly what has worked. And especially from recent USAA members dealing with BK. Thank you.

    #2
    USAA has not been known to do reaffirmations on vehicles. So long as you are not late on any payment--not even one single payment by even a day--they will not repossess.

    See https://www.bkforum.com/forum/before...d-not-reposess

    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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      #3
      Thank you. I will look into this. No late payments, so that's good.

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