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    Base Plan

    So I filed 9/20/2019
    Department of Education objected to the plan on 11/15/2019
    Plan confirmed 02/03/2020
    60 months at $750.00 (I get paid biweekly so there's a few "extra deductions" on those months were I get paid 3x instead of every other week)

    So I am trying to determine if my plan base is $44,750.oo what if my payments add up to more than that. See according to my calculations I have about $5500 left to pay at $750.00 that would mean it would take about 8 months to satisfy the plan base. Does that mean I still have to continue paying even after the plan base amount was met?

    My attorney is on medical leave and her assistant couldn't answer the question. I have reached out to the Trustee's office since I have had a hard time getting this question answered by my counsel.

    #2
    Generally speaking, a debtor must meet the Plan Base in order to receive a Chapter 13 discharge. The Plan Base can change over the life of the Chapter 13. The change can happen if and when you have tax refunds that you must turnover to the Chapter 13 Trustee. This change can also happen if you have to surrender other "disposable income" such as bonuses or other things (inheritance, etc). This can happen if you received a raise or your plan payment increased for other reasons. Some Trustees keep the Plan Base updated in NDC but I wouldn't 100% trust the number. Think of the Plan Base as the minimum amount that you have to pay into the plan.
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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