chapter 13

[dixon10]

whats does this mean on chapter 13 located case information area- national data center

case status: completed-no discharge pending closeout

[shipo]

Assuming your Chapter 13 didn't cover all of your debt...

Short version, not a good thing.

Long version:

• Your case was dismissed
• All debts prior to filing your Chapter 13 are now collectable
• Your creditors can retroactively pile on all outstanding interest
• Long story short, you now owe more money than when you filed (less amounts paid during your Chapter 13, if any)

Are you planning of refiling, say Chapter 7?

[despritfreya]

Since you have not mentioned anything about your situation, here are some possibilities:

Option A:

1. You obtained a discharge in a Chapter 7 that was filed less than 4 years prior to you filing a Chapter 13.

2. As a result, you are not eligible for a Chapter 13 discharge.

3. You have completed all payments under the Chapter 13 Plan.

4. You case is being closed without a discharge due to ineligibility.

Option B:

You are entitled to a Discharge but have failed to file the pre-discharge financial management course certificate. If this option is correct you will want to take that second class and get the certificate filed before the case is closed so that you can get your discharge.

Option C:

shipo is correct.

Let us know which it is.

Des.

[dixon10]

Yea sorry, I completed all my payments on chapter 13, I did complete the 2nd course also. I had filed in 2019

[dixon10]

3

[dixon10]

Case Number


Chapter

13

Case Status

Completed - no discharge pending

closeout

NDC Case

Status

Completed

PLAN BASE AND PAYMENTS

Plan Base

$20,026.00

Total Paid into Plan

$20 980 31

Last Receipt Date

06/05/2023

[dixon10]

I got my chapter 13 discharged letter today!!! what to do next?

[shipo]

Congratulations dixon10, given how badly I screwed up after my Chapter 13 discharge three years ago, and given my subsequent success, I can speak somewhat authoritatively on what to do next: https://www.bkforum.com/forum/after-...uilding-credit