Has anyone had any issues with thier banks, mainly chase banks, after filing chapter 13? I bank with chase and have 2 chase cards that will be in the chapter 13. I've heard they could freeze account and I've heard they won't touch it?
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Last edited by Dnrbroke; 06-18-2022, 03:33 AM. -
While it is never a good idea to bank where you owe money, Chase is unlikely to do anything relative to your bank account. You should be fine.
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Make sure your bank doesn't file an adverse report with Chex Systems. My original bank nailed me on that, and it was difficult to get other checking accounts. After the CH7 got discharged I filed a dispute with Chex systems to have the report removed. They did it, since the debt was no longer outstanding.Comment
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Chex works with a non-discharged CH13 as well. Before you file, get your Chex report. You need your report number. The day after you file and get your case number, you can ask Chex to remove all of the baddies since the underlying debts are in the CH13.Comment
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