paying back navy federal after discharge

[sammymoreno]

hello,

I filed a chpt7 back in October 2021 will be receiving my discharge soon. i have a vehicle loan i reaffirmed with Navy Federal and a credit card with navy federal that i included in BK. my qiestion is, if i pay back the credit card after discharge what are my chanced of getting approved for an unsecured card with them again? my vehicle loan is in good standing with them if that helps.

[shipo]

My understanding is you may be approved for an unsecured card, but it may take a year or two; it is also my understanding you can accelerate that process by applying for the secured nRewards card.

[sammymoreno]

go it. thank you!