Hi
I have a question. Let’s say I used my credit cards the last day of July, not big charges, no cash advances ever. I finally accept the next month I need to file. Do you just stop paying them? From what I have read you shouldn’t file for at least 90 days, but leading up to that 90 day mark you just don’t pay at all? Or should you pay the minimums on all cards, even if you just used one ( no preferential payments) for the 3 months? I’m in Nevada if that helps
TIA
I have a question. Let’s say I used my credit cards the last day of July, not big charges, no cash advances ever. I finally accept the next month I need to file. Do you just stop paying them? From what I have read you shouldn’t file for at least 90 days, but leading up to that 90 day mark you just don’t pay at all? Or should you pay the minimums on all cards, even if you just used one ( no preferential payments) for the 3 months? I’m in Nevada if that helps
TIA
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