As part of my Chapter 11 Banuptcy, I am required to have a DIP bank account but as I have a record on Chexsystems, no bank on the list of authorized banks will open an account. Has anyone else run into this issue and if so, what was the resolution?
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Welcome to the Forum.
It might help to know what State you are in. Regardless, if you are having a problem opening the DIP account and do not have an attorney your best course of action is to contact the Analyst at the UST's office assigned to your case.
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State is Nevada. I am doing this Pro Se but I have attorneys who are assisting me, they don't have an answer. I also contacted legal aid and they don't have an answer and I emailed the Analyst and she referred me back to an attorney. They stated they can not provide legal advice but I stated this isn't legal but more procedural so really stuck in the middle here, hence the post online.Comment
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Contact ChexSystems. They will apparently remove negative accounts after you file BK. http://ficoforums.myfico.com/t5/Bank...7/td-p/2307409 The discussion at this link cover Chap 7 and 13. Hopefully, the same is true for Chap 11.LadyInTheRed is in the black!
Filed Chap 13 April 2010. Discharged May 2015.
$143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!Comment
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I have had much success with Arizona Business Bank. It is owned by CoBiz Bank out of Colorado but I don't think CoBiz has an affiliate in Nevada. Look at your list of Authorized Depositories. Look for ones that are business related banks.
In addition, as Lady suggests, try contacting ChexSystems.
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