Im 10 days away from my 341 and creditkarma has been going crazy with my last two updates. Scores jumped 274 points today, all my collections removed on equifax but not transunion. My updates say certain things were removed then added then removed. Is this normal? Part of the process?
-
-
There's no telling what is going on. I do remember, vaguely, that on one of my credit reports every single trade line (included in the bankruptcy) was removed. On another credit report, Equifax, they all remained but were marked either Included In Bankruptcy (IIB) or some other Chapter 13 notation (Wage Earner Plan).
It will take time for it to settle down. I would wait until a couple of weeks after your discharge before I would attempt to start any cleanup effort.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt. -
Thank you!!!
Yep, going to wait a month after I am discharged to start my cleanup. Was just weird seeing my credit jump 274 points in a week!!! Havent had my 341 yet but so far this whole process has been fantastic. Just not having collection calls is worth it.Comment
Bankruptcy Wizard
Comment