Can just one person in a marriage file backruptcy?

[Sonrea]

My husband and I are about to go through a foreclosure on our house. We recently had a baby and the cost of day care has put us in debt. The house is in my name, although we bought it after we were married, and I have several credit cards that are way over due, I had the credit cards prior to being married. I am thinking it may be wisest to file bankruptcy on the house and my credit cards but I am clueless as to the process. What is the process for filing bankruptcy for one person in a marriage? Can it even be done?

[jennga]

I filed seperate from hubby and it went fine. Both our names are on our home and we wanted to reaffirm. My credit card debt and medical debt was in my name only so it was not a problem. I was discharged 12/05. There may be some differences state to state, not sure. I am in Missouri.

[Sonrea]

Thank you for the information

[MidacapRep]

I would look into other options other then filing for bankruptcy. I am a foreclosure specialist and there are plents of programs out there to help people in your situation. When is your foreclosure/sheriff sale date and do you have any equity in the home?