So I filed for bankruptcy, included our house, in September '05. I was discharged January '06. We vacated the house(which is in Indiana) and moved out of state October '05. Now I'm getting a bill from the city charging me $100 for their mowing services. I've faxed them a copy of the discharge as well as an address for the mortgage company. Am I financially responsible for them mowing a property I no longer have an interest in???
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Filed Chapter 7 Sept. 05 (included house)
Discharged Jan. 06
Foreclosure is pending -
Is there some kind of home owners association rules or city ordinance that states your lawn MUST be mowed?*** THIS IS NOT LEGAL ADVICE--ONLY A LAWYER CAN PROVIDE THAT. ***
My posts represent hours of research on and off the web, these forums, my experience, and my opinions. -
mystia97 i did the same thing with our house in 12/05 discharged 4/06 i incl. our home too in the bk, havent lived there in many months, thought ok im done with the house etc well im still dealing with it to this day for some reason they are getting ready to foreclose on it as of 7/06???? how can they foreclose on something i gave back to them in 12/05 in bk? can you bk and foreclose on it? i thought it was one or the other; they have hired a company to cut the grass there; i havent heard anything on that yet but it has hubby and i so baffled i mean we want closure already we thought by going the bk route and all this would be done... they also are still reporting to the credit agencys as being late so i have that to deal with also i mean how can you clean up credit from bk and also have negative remarks from a mtg company that should say incl in bk so confusing.... anyways i wish you much luck....Comment
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but if you included it in your bk and signed it over wouldnt they legally have rights and own it w/o foreclosure procedures? Or do they have to do both even though they held a seperate hearing and you didnt appeal it. so then that would be twice u kind of gave them ownership. Once on signed documents in bk court and secondly by not appealing there court hearing to take over the mtg. its still all mumbo jumbo to us lol we honestly thought they legally owned it now.Comment
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Wenderful
Originally posted by wenderful
We so want to stop worrying about them but on the other hand we want closure. we cant move forward with that on our tails.
as far as the credit report how do i dispute that what do i say that i dispute what xxx mtg company is reporting on our credit report that it should be listed as included in bk with no further derogatory information listed including payment history and balance should be 0 ????Comment
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