Hi everyone been awhile since my last post but still come here to do some reading.
Our first with BOA has been transfered to Capital Resurgent Services, we have been doing everything possible to get a modification with BOA including sending the same papers to them every month. Its always the same thing with BOA, they need more copies, they didn't get the last ones we sent, they misplaced them. We have tracking numbers showing delivery of every package we've sent them yet they insist they need more, we comply, and then hear nothing from them. Our first with BOA and second with Greentree were both discharged in chapter 7 and we havne't made payments but we were trying to get a modification persuant to the DOJ settlement, BOA says we don't qualify for HAMP, they won't even discuss the DOJ settlement modification with us, and insist if we do get a modification it will be one of BOA inhouse modifications. Our home is upsidedown, theres no equity, and we haven't paid the city taxes in two years because we not sure if they will foreclose on us or not or offer a reasonable moification or not and were not willing to pay the city taxes if they are just gonna foreclose anyways.
Last week we just got a letter from BOA saying the loan was transfered to Capital Resurgent Services. We have no idea what this means and everything I read about them is negative, we also can't figure why another company would buy a loan discharged in chapter 7, and how they can make anything from this. If anyone has any ideas let us know what you think.
Our first with BOA has been transfered to Capital Resurgent Services, we have been doing everything possible to get a modification with BOA including sending the same papers to them every month. Its always the same thing with BOA, they need more copies, they didn't get the last ones we sent, they misplaced them. We have tracking numbers showing delivery of every package we've sent them yet they insist they need more, we comply, and then hear nothing from them. Our first with BOA and second with Greentree were both discharged in chapter 7 and we havne't made payments but we were trying to get a modification persuant to the DOJ settlement, BOA says we don't qualify for HAMP, they won't even discuss the DOJ settlement modification with us, and insist if we do get a modification it will be one of BOA inhouse modifications. Our home is upsidedown, theres no equity, and we haven't paid the city taxes in two years because we not sure if they will foreclose on us or not or offer a reasonable moification or not and were not willing to pay the city taxes if they are just gonna foreclose anyways.
Last week we just got a letter from BOA saying the loan was transfered to Capital Resurgent Services. We have no idea what this means and everything I read about them is negative, we also can't figure why another company would buy a loan discharged in chapter 7, and how they can make anything from this. If anyone has any ideas let us know what you think.
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