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It is over, now what?

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    It is over, now what?

    Our redemption period ended on Friday (Chapter 7 ride through). The lender called us in the morning to see if we were out and I said no because we were still moving stuff and I figured it was still ours until midnight. We are completely moved out but I am not sure what to do next. I have the gas shut off and the electric goes tomorrow, water would not let me turn it off because they said it was the lenders problem because they are now the owner. I paid the bill up to the day we moved and it was barely used after, the water department said the bill was now up to the occupant (lender).

    So should I...

    Call the lender, tell them to come get it?

    What can I expect now, am I really free of the home?

    Is there anything to do to protect myself from being sued if it is damaged? I took a newspaper and showed the date and walked around video taping the home inside and out commenting that all the fixtures were still there, showed the walls and windows intact. etc. I also made sure everything was locked and turned off the power until it is shut off.

    Anything else I should do?

    Thanks!!

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