I'm not really sure what to title this as I am completely confused and any help is greatly appreciated. Here is the break down.
I am in Florida. This is concerning my mortgage with Citi. We are currently in a modification plan with them. In Feb I received the paperwork explaining our payments are to be received on March 1, April 1 and May 1. Also, we are to respond either verbally or in writing that we accept the offer, by March 5th which we did both, on Feb 27th and they have record of this. It also States that any foreclosure proceedings will be stopped as long as we agree to the plan and are making our payments on time.
We received third party "save your home" letters from lawyers in the mail so I knew exactly what this means. Sure enough, I check my circuit court records and there is a pending lawsuit from Citi! It was filed on March 12. Hunh???! I called Citi and the lady said there is nothing indicating a foreclosure, everything is recorded that we're in a modification agreement and everything is on track. I have a scheduled appt. With the home assistance specialist I have been dealing with to call me tomm. Morning. Apparently she has the ability to look further on the back end to see what's going on.
3/12/12
Filed complaint
3/12/12
Civil coversheet
3/12/12
Value of real property/Mortgage foreclosures claim form
3/12/12
Notice of Lis Pendens
3/13/12
Correspondence
3/14/12
Summons Issued ORG to Elite Process (recorded 4 times on same date)
3/15/12
Issued 3/15/12; 20 days; Hand orig+copy to Elite Process.
We have not been served yet. I am completely confused as per the mod packet we got it States this isn't supposed to be happening. Has anyone heard of this?
3/12/12 Value of real property/Mortgage foreclosures claim form
I am in Florida. This is concerning my mortgage with Citi. We are currently in a modification plan with them. In Feb I received the paperwork explaining our payments are to be received on March 1, April 1 and May 1. Also, we are to respond either verbally or in writing that we accept the offer, by March 5th which we did both, on Feb 27th and they have record of this. It also States that any foreclosure proceedings will be stopped as long as we agree to the plan and are making our payments on time.
We received third party "save your home" letters from lawyers in the mail so I knew exactly what this means. Sure enough, I check my circuit court records and there is a pending lawsuit from Citi! It was filed on March 12. Hunh???! I called Citi and the lady said there is nothing indicating a foreclosure, everything is recorded that we're in a modification agreement and everything is on track. I have a scheduled appt. With the home assistance specialist I have been dealing with to call me tomm. Morning. Apparently she has the ability to look further on the back end to see what's going on.
3/12/12
Filed complaint
3/12/12
Civil coversheet
3/12/12
Value of real property/Mortgage foreclosures claim form
3/12/12
Notice of Lis Pendens
3/13/12
Correspondence
3/14/12
Summons Issued ORG to Elite Process (recorded 4 times on same date)
3/15/12
Issued 3/15/12; 20 days; Hand orig+copy to Elite Process.
We have not been served yet. I am completely confused as per the mod packet we got it States this isn't supposed to be happening. Has anyone heard of this?
3/12/12 Value of real property/Mortgage foreclosures claim form
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