Will refinancing car loans mess up changes of new mortgage after foreclosure?

[adviceplease]

I was wondering if I tried to refinance our vehicles to a lower rate would affect our chances of getting a new mortgage in the future? I read online somewhere that ending and established credit history like that can hurt you but I want to make sure. Thanks!

[jonwh25]

It depends on how fast you try to get a new mortgage. What timeline are you looking at? My wife and I refinanced my car about a year and a half ago, but our plan doesn't call for a mortgage for another 2 years. If you are looking at doing it in the next year, I'd say don't do it.