I have a house surrendered in bankruptcy Chapter 7. The bankruptcy case is discharged and closed. The bank has already started judicial foreclosure process to take over the property. From last couple of days someone is sliding a letter under the front door with information on how to fill up an attached income/expense worksheet to work on loan modification. The letter is saying that bank has appointed J M Adjustment Services to facilitate the communication and JM Adjustment Services is not a debt collector . I am not interested in modification and ready to surrender the property. I am wondering why they are coming to my property, isn't it violation of bankruptcy laws. What JM Adjustment Services has to do with all this and I am feeling little harassed. Should I just ignore this?
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