Thought to share my ongoing settlement process w WF and hopefully get some advice on it. .... because I almost feel it is too good to be true.
So here it is: all mortgages discharged and closed, first current second w WF not paid in a year .... nothing heart from them.
Called liquidation dept (thanks toomanybills for a phone number), they checked and said that it still in bankruptcy dept and need to be cleared there first. Were exteremely nice, transfered me to bankruptcy guy, he looked something over and said OK - fax me an offer. So I did for 5% and some hardship explanation.
In a couple of days I am getting another extremely nice call from liquidation now, saying that they received it and that negotiator will contact me in a few days. OK.
Today (less then a week from time I fax an offer) negotiator calls (again very nice and everything) saying he want to do it as quickly is possible for me and asking how fast can I get the money. I was almost speechless said getting from friends and family and will get it in a week. He ask will 15 days be enough ??? wow
Then he said "OK, sending it to my boss for signing and then to underwritting... looking at about 2 weeks" And that's it, not word of actually negotiating, confirm taht 5% is abount 5k, I said ok.
So what you all think ? It will be denied at his boss level or what ? Because I find it very hard to believe.
So here it is: all mortgages discharged and closed, first current second w WF not paid in a year .... nothing heart from them.
Called liquidation dept (thanks toomanybills for a phone number), they checked and said that it still in bankruptcy dept and need to be cleared there first. Were exteremely nice, transfered me to bankruptcy guy, he looked something over and said OK - fax me an offer. So I did for 5% and some hardship explanation.
In a couple of days I am getting another extremely nice call from liquidation now, saying that they received it and that negotiator will contact me in a few days. OK.
Today (less then a week from time I fax an offer) negotiator calls (again very nice and everything) saying he want to do it as quickly is possible for me and asking how fast can I get the money. I was almost speechless said getting from friends and family and will get it in a week. He ask will 15 days be enough ??? wow
Then he said "OK, sending it to my boss for signing and then to underwritting... looking at about 2 weeks" And that's it, not word of actually negotiating, confirm taht 5% is abount 5k, I said ok.
So what you all think ? It will be denied at his boss level or what ? Because I find it very hard to believe.
He didnt even counter it .... That what negotiators do... negotiate....
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