Our Chap 7 BK is set to discharge on Aug 1 house is surrender in BK (upside down 40 - 50K, not enough to strip 2nd). Bank applied for lift of stay, was granted, but nothing is happening. We were notified we were no asset and everything was abandoned by Trustee, so we've been selling off personal property. Because we have crappy credit and a loud dog and a louder bird, we looked for a rental house and found one with a landlord we've known for years (we used to hire him to do carpentry work on our home). We've moved already and are removing the rest of our belongings from the home (so someone is there daily the rest of this month), and are trying to get lender to give us C4K but they say they don't offer this except on short sales. And because of the BK, we have no need to put ourselves through the short sale ringer. I'm still hoping that I can wake someone up at the lender to realize that if they accept a DIL and give us C4K we'll leave it ready to show - it's LAKEFRONT and very nicely landscaped, etc.
But if they won't wake up and it's just going to foreclose...
We had lots of interest in the wood stove which we had not included in our yard sale, thinking of it as "attached" to the house... can we sell things like that and the GE Advantium microwave halogen oven? We already sold our fridge. Obviously not the plumbing or the furnace, but stuff that's surface attachments? What are the rules, and what are the repercussions for doing that?
But if they won't wake up and it's just going to foreclose...
We had lots of interest in the wood stove which we had not included in our yard sale, thinking of it as "attached" to the house... can we sell things like that and the GE Advantium microwave halogen oven? We already sold our fridge. Obviously not the plumbing or the furnace, but stuff that's surface attachments? What are the rules, and what are the repercussions for doing that?
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