Foreclosure court costs?

[chicagoannie]

I have a neighbor who defaulted on her mortgage, bank filed for foreclosure, and she then filed Ch 7. She's staying until the sheriff puts her out. I could not figure out why she'd have her house on the market (now) months after her BK closed. Still can't figure it out. House isn't even listed at a short sale price (is at $50K more than comps in the neighborhood) and NOTHING around her has sold in over 12 months.

[Dorsey]

[deleted by Dorsey]

[tobee43]

I have a neighbor who defaulted on her mortgage, bank filed for foreclosure, and she then filed Ch 7. She's staying until the sheriff puts her out. I could not figure out why she'd have her house on the market (now) months after her BK closed. Still can't figure it out. House isn't even listed at a short sale price (is at $50K more than comps in the neighborhood) and NOTHING around her has sold in over 12 months.

same with us.....not even listed by the bank!!! i'm thinking THEY, the banks think that if they wait long enough the "The Mortgage Forgiveness Debt Relief Act and Debt Cancellation " will go away and not be applicable....LOL!! ok..i'm a ready for the fight!!!

[Anewpage]

Maybe she spoke to the same realtor that I did .... the realtor told me that if I allowed the house to foreclose I would have a deficiency judgement even though my house was IIB, would not be able to buy a house again for 10 years & my credit would be much worse than with just the BK.
She made a short sale sound as good as paying my mortgage!! A great saleswoman......not quite honest, but that may be what they have to do to get houses listed these days!