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Bank of America-2nd Mortgage

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    #16
    I received an interesting call today from a co-worker who told me how he had been to a friends house in Corona over the weekend. his friend had a big income reduction and had stopped paying his $200k b of A 2nd. I asked how long and what was b of A doing about it. well the friend stopped paying about a year ago, and he said B of A calls, but the guy just hangs up. his house is underwater on the 1st and 2nd
    Stopped Paying CC's 2/2009. Retained Attorney 1/10/2010 Filed 1/23/2010. Discharged 5/19/10 $187K CC, $240K 2nd,$417K 1st, No asset Ch-7

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      #17
      I have a second with BOA that was sold to Real Time Solutions about a year and a half after BANKRUPTCY, Real Time can't call or send letters since its discharged but I was told to send in an offer settlment of no less than 6% which for me is 2400$ so I am going to see what happens.
      Filed Chapter 7 September 25, 2009
      341 November 2, 2009
      Final Day for Objections 1-1-10 (Happy New Year!)
      Discharged 1-4-10

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