Is my Notice of Default (NOD) online?

[MaxHouston]

Thank you Leopold1. Out of curiosity, do/did you have B of A as your lender, and did you receive a “NOTICE OF INTENT TO ACCELERATE” first?

Max

[CCCrazy]

Just my two cents again, I have WF and they sent me my acceleration letter regular mail...that was six weeks ago...I'm interested to see how long it takes me to get my NOD.

[MaxHouston]

CCCrazy, well now that the robo doc scandal is "suppose" to be over, according to the media news I heard last month, the lenders are suppose to be coming back with a vengeance with their foreclosure efforts. I guess different lenders do different things in regards to as to how they notify their customers of "bad news" . . . i.e. the acceleration letter, the NOD. Yet as you know, B of A sent my acceleration letter certified . . . so I guess so that they could have documented proof that I signed for it and received it. Yet since all of my late mortgage payment telephone calls stopped late last month and I received that letter from B of A (last week) telling me that my house is now in foreclosure, I am not sure what their next move will be. Once I get my car fixed in the next few days, I will go down to the courthouse just to see if they have filed my NOD with Los Angeles county. Yet I still have not found any paperwork from them that states my NOD formally . . . unless they are using the acceleration letter for that purpose as well.

Out of curiosity, did you receive multiple telephone calls from WF trying to get you to call their home loan department? As you know in my case, they started telephoning almost every day and multiple times per day, when my mortgage was 2 months late (in August of last year), and they only stopped telephoning me on the 24th of last month.

Max