Just wondering if anyone with this experience can share their experiences.
Has anyone that filed chap 7, stated intention to reaffirm, but did not reaffirm, then keep paying the morgage for a year before stopping payments on the discharged loan notice if the banks are more likely to start the foreclosure process sooner? Like because you aren't liable for the debt, is their way of thinking that they want to kick you to the curb faster?
Does this make any sense, lol
My thinking is the moment my first nonpayment is past the 15 day grace period they are going to send the NOD and notice of forclosure?
Has anyone that filed chap 7, stated intention to reaffirm, but did not reaffirm, then keep paying the morgage for a year before stopping payments on the discharged loan notice if the banks are more likely to start the foreclosure process sooner? Like because you aren't liable for the debt, is their way of thinking that they want to kick you to the curb faster?
Does this make any sense, lol
My thinking is the moment my first nonpayment is past the 15 day grace period they are going to send the NOD and notice of forclosure?
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