chap 13 to stip heloc but car loan is thru same lender

[es1]

ok. we are thinking of filing bk13 to strip a 150,000 heloc and 25000 cc debt. we just recently had to buy a used car $16500 and used the credit union that our heloc is with to buy the car. they offered us a good rate and 90 days no payments on the car and wee needed it old car was starting to go. will the lien stripping affect the loan for car with the same credit union? im wondering if we should have just used honda financing and kept it seperate?

[iv65536]

This is an interesting one. I think your car should be safe as long as the automatic stay is in place (it would be in place for the duration of a Chapter 13 case).

I think you will need to deal with any cross-collateralization issues as part of your Chapter 13 plan.