What happens to Escrow account in FC?

[Shuganon]

Currently, I have about 2,900 in my escrow account. Bank will pay insurance and taxes from it in July leaving a balance of 800. My next tax bill will be in December. If they FC prior to Dec do they owe me the 800?

My Mortgage was discharged in BK7 June 10th.

By the same token if my Dec tax bill is 2,000 and they don't foreclose until next year, will I owe the difference since the house is still in my name. I plan on occupying the home til I am tossed on the lawn.

[SMinGA]

I *think* taxes would be 'charged' to your escrow on a prorated basis for the time you remain as owner. Just like when you bought the house, the seller's closing costs included taxes up to the date of sale.