Hello,
i received an NOD from Saxon Mortgage on April 15th, and on the 16th my servicing rights were bought out/transferred to Ocwen.
I have two mortgages, a first and second. My first missed payment was April 2009.
Now, I did receive some letters in the mail that had the words Notice of Default on them from Ocwen dated May 20th, but they were not the same kind of NOD papers that are normally posted on your front door and issued by a trustee. (i am in WA state).
Right about 10 days before they said I had to dispute the validation of the debt I sent a 3 page debt validation request also stating that they had to prove they owned the note, along with possible countersuit claims against them if they continued to report wrong to the bureaus and contact me. I had these notarized and sent 4 of them to different parts of Ocwen from their loan resolution department to 2 senior VP's to a loss mitigation manager. I have not heard from them since other than from the Ocwen Ombudsmen stating they would try to comply with my request and that if my loan was recently transferred it could take additional time.
In WA state, after 30 days of the NOD, they then have to at some point issue a Notice of Trustee Sale which gives me an auction date of 90 days out from the date I receive the Notice of Trustee Sale.
Does anyone think I have bought myself some more time by doing this?
Does Ocwen have to start over with the Notice of Default through the county I live in since they now own the mortgages even though Saxon issued an official one the day before it was transferred?
thanks
i received an NOD from Saxon Mortgage on April 15th, and on the 16th my servicing rights were bought out/transferred to Ocwen.
I have two mortgages, a first and second. My first missed payment was April 2009.
Now, I did receive some letters in the mail that had the words Notice of Default on them from Ocwen dated May 20th, but they were not the same kind of NOD papers that are normally posted on your front door and issued by a trustee. (i am in WA state).
Right about 10 days before they said I had to dispute the validation of the debt I sent a 3 page debt validation request also stating that they had to prove they owned the note, along with possible countersuit claims against them if they continued to report wrong to the bureaus and contact me. I had these notarized and sent 4 of them to different parts of Ocwen from their loan resolution department to 2 senior VP's to a loss mitigation manager. I have not heard from them since other than from the Ocwen Ombudsmen stating they would try to comply with my request and that if my loan was recently transferred it could take additional time.
In WA state, after 30 days of the NOD, they then have to at some point issue a Notice of Trustee Sale which gives me an auction date of 90 days out from the date I receive the Notice of Trustee Sale.
Does anyone think I have bought myself some more time by doing this?
Does Ocwen have to start over with the Notice of Default through the county I live in since they now own the mortgages even though Saxon issued an official one the day before it was transferred?
thanks
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