After my BK discharged, I got behind in my mortgage payments.
I just caught it up this month and pulled the house out of foreclosure, payments are now current.
Today I get a call from Consumer Credit Counseling Service, asking to do a interview. They say they work for Freddie Mac and work as a mediation between homeowner and bank to modify mortgages, and such.
Has anyone heard of them, or had success with them?
I can't do the HAMP because my housing expenses are just under the 31% guidelines, so I am hoping these people can help with a modification. They say that they make recommendations to the bank on ways to keep the homeowner in the house, and paying.
Thoughts?
I just caught it up this month and pulled the house out of foreclosure, payments are now current.
Today I get a call from Consumer Credit Counseling Service, asking to do a interview. They say they work for Freddie Mac and work as a mediation between homeowner and bank to modify mortgages, and such.
Has anyone heard of them, or had success with them?
I can't do the HAMP because my housing expenses are just under the 31% guidelines, so I am hoping these people can help with a modification. They say that they make recommendations to the bank on ways to keep the homeowner in the house, and paying.
Thoughts?
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