I apologize if this was answered, but I filed for chapter 7 back in June of 09 and got a discharge on everything, which my 2nd mortgage for $50,000 along with my first for $95,000 were both included as discharged by the court. But now I have my 2nd mortgage lender coming after me saying I am responsible for insurance on the property and that I need to get with the 1st lender and find out. They also said that I am still responsible for payments and insurance regardless of discharge.
I called the 1st mortgage company and they said they closed my loan account on 12-2009. However, when I called the Title company I went through for this property they said that on that date in December of 09, they show that the 1st mortgage lender resinded the default of the loan. I don't know why that is, but they are not pursuing me for money anymore.
My question is if I am still responsible at all for the 2nd mortgage lender issues, because I am assuming they are having issues in getting paid and may have a lien on the property, I have not received any lien notice yet. Can you comment please and if this was already answered link where I go for it please. Thank you
I called the 1st mortgage company and they said they closed my loan account on 12-2009. However, when I called the Title company I went through for this property they said that on that date in December of 09, they show that the 1st mortgage lender resinded the default of the loan. I don't know why that is, but they are not pursuing me for money anymore.
My question is if I am still responsible at all for the 2nd mortgage lender issues, because I am assuming they are having issues in getting paid and may have a lien on the property, I have not received any lien notice yet. Can you comment please and if this was already answered link where I go for it please. Thank you
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