Reporting second late Is this allowed

[car67]

I was just checking my mortgages and credit report online and my mortgage is now being reported as late with respect to my second only...
My bankruptcy was discharged Dec 09 and I didnt reaffirm and I am underwater on my second and as many others I am not paying the second
in hopes I can settle it and have lien removed.......

Since I did not reaffirm how can they report me to the credit bureau as late? Is this permissible? thanks

[StartingOver08]

They can not report lates after your BK filing date. Dispute this with the CRA and then the OC. It is considered continued collection activity and they can not continue to collect on a debt that has been discharged in BK.

[2manybills]

I've gotten that going on with our credit reports. BofA reported 90 days late (which was after filing date). I disputed it, but they have not changed it yet. Time obviously to get more aggressive.