To summarize our situation, we were discharged in December with Chapter 7. We have not paid our mortgage since October (November was 1st skipped payment). We haven't heard a peep out of them (not that we expected to since the debt was discharged in BK). Yesterday in the mail I received the normal monthly statement from our mortgage company (Chase). It says the usual "for informational purposes only". I was reading the section where they list what escrow payments have been made. The very bottom one was a payment to an attorney for $200. Does this mean my NOD can be expected any day ? Or does it mean they just hired an attorney to send some legel mumbo jumbo about possibly starting foreclosure?
I am in Phoenix, Arizona and my mortgage is thru Chase. I figured with Chase and with being in an area highly effected my foreclosures I would have more than 3-4 months before a sale date is set.....
I am in Phoenix, Arizona and my mortgage is thru Chase. I figured with Chase and with being in an area highly effected my foreclosures I would have more than 3-4 months before a sale date is set.....
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