My dad hasn't paid his mortgage since June. He has been in and out of trial modifications but he has been denied all. His lender (BofA) hasn't initiated foreclosure yet but my dad says he cant stall any longer (so he thinks). He can't file bk for 4 more months. Is it possible to hold off the foreclosure another 4 months? Or, should he just let it go into foreclosure and then file bk... I've heard that it is bad to have both.
Thanks.
Thanks.
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