I received a half page letter to set up my trial mod asking for my signature. Basically it lists the trial payments for the next three months, then a balloon payment for the difference in the fourth month.
We are discharged from our Chap 7 and did not reaffirm the mortgage. I am afraid to sign this - will I be on the hook for the balloon payment? Or is the debt still considered discharged?
We are discharged from our Chap 7 and did not reaffirm the mortgage. I am afraid to sign this - will I be on the hook for the balloon payment? Or is the debt still considered discharged?
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