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    #16
    Originally posted by albacore44 View Post
    Yes, but it don't work that way. it's based on the date the deed is recorded with the county. perhaps LAJAZZ took out both mortgages in a very close time frame
    Wow, this gets confusing.

    I think that the only way to settle it is to go ahead and write to each bank and ask for the records and copies of deeds.
    Very fortunate in the grand scheme of things but have learned my lesson.

    Filed 12/15/08, 341 1/12/09, Cont to 2/12/09, cont to 3/12/09, cont to 4/15/09, cont to 5/11/09, cont to 6/02/09. Discharged 9/16/09, Closed 10/23/09

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      #17
      Originally posted by Lajazz947 View Post
      Wow, this gets confusing.

      I think that the only way to settle it is to go ahead and write to each bank and ask for the records and copies of deeds.
      you should be able to go online at your county recorder and order copies online. In fact you can see the list of documents under your name and the dates recorded . i know here in Riv. county, I can see all documents ever recorded, including leins against my prior properties, you can order, put it in a shopping cart and pay at checkout
      Stopped Paying CC's 2/2009. Retained Attorney 1/10/2010 Filed 1/23/2010. Discharged 5/19/10 $187K CC, $240K 2nd,$417K 1st, No asset Ch-7

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        #18
        Originally posted by albacore44 View Post
        you should be able to go online at your county recorder and order copies online. In fact you can see the list of documents under your name and the dates recorded . i know here in Riv. county, I can see all documents ever recorded, including leins against my prior properties, you can order, put it in a shopping cart and pay at checkout
        Thanks, I am trying to figure out a strategy to use this to my advantage.

        My house IS marginally under water depending on whom you speak with.

        What I don't want to do is cause anything to make a modification more difficult.
        Very fortunate in the grand scheme of things but have learned my lesson.

        Filed 12/15/08, 341 1/12/09, Cont to 2/12/09, cont to 3/12/09, cont to 4/15/09, cont to 5/11/09, cont to 6/02/09. Discharged 9/16/09, Closed 10/23/09

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          #19
          albacore, lien positions can change if there is a subordination agreement- its not always the date.
          Once you lose everything you're free to do anything.
          Filed 10/06/2009
          341 11/12/2009
          Discharged 1/15/2010

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            #20
            Originally posted by limage View Post
            albacore, lien positions can change if there is a subordination agreement- its not always the date.
            yes, your right. but i dont think that is his situation
            Stopped Paying CC's 2/2009. Retained Attorney 1/10/2010 Filed 1/23/2010. Discharged 5/19/10 $187K CC, $240K 2nd,$417K 1st, No asset Ch-7

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              #21
              Originally posted by albacore44 View Post
              yes, your right. but i dont think that is his situation

              I am no sure what the situation is as WF said that they did not ask for a subordination agreement, Wach says that they are in first.

              I spoke with a partner of mine who is a mortgage broker and he told me that it is RECORDING time and date.

              If one beats the other by a mere minute they are in first.

              I have a property report that shows that WF recorded before World Savings so maybe they ARE in first.

              He told me that it helps my cause woith Wachovia by the WF amount which is $50,000.

              Lets see what happens next.
              Last edited by Lajazz947; 11-08-2009, 10:38 PM.
              Very fortunate in the grand scheme of things but have learned my lesson.

              Filed 12/15/08, 341 1/12/09, Cont to 2/12/09, cont to 3/12/09, cont to 4/15/09, cont to 5/11/09, cont to 6/02/09. Discharged 9/16/09, Closed 10/23/09

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