We are not behind on anything yet.
Most likely will miss Sept. House payment.
So any advice would be greatly appreciated.
We are trying to decide wether to do a 13BK or foreclosure.
we are way upside down. house is worth about 210,000. First is 221,000
second is 57,000 and third is 74,000 for a total of 352,000.
we atlked to a bk lawyer who said to stop all cc bills and the second and third. this will save us 3,367 a month. But if we stop just the 3 mortgages it saves us 3,341.
So i think we avoid bk and see if the banks will work with us.
I think we are so upside down they will not be willing to work with us.
I am thinking of hiring a mortgage negotiator but they want 2500.
has anyone hired a negotiator?
Has anyone worked with Greentree, the negotiator said they do not even work with you unless we are current.
Most likely will miss Sept. House payment.
So any advice would be greatly appreciated.
We are trying to decide wether to do a 13BK or foreclosure.
we are way upside down. house is worth about 210,000. First is 221,000
second is 57,000 and third is 74,000 for a total of 352,000.
we atlked to a bk lawyer who said to stop all cc bills and the second and third. this will save us 3,367 a month. But if we stop just the 3 mortgages it saves us 3,341.
So i think we avoid bk and see if the banks will work with us.
I think we are so upside down they will not be willing to work with us.
I am thinking of hiring a mortgage negotiator but they want 2500.
has anyone hired a negotiator?
Has anyone worked with Greentree, the negotiator said they do not even work with you unless we are current.
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