I was sent an email almost a month ago from NACA with the modification info from BofA. I accepted the offer for modification and now I have not heard anything from either NACA or BofA. I was told that the new payment would be due September 1st, which is just a few weeks away. The problem I have is that I have not received any paperwork to sign to confirm that the modification is all set. Should I be worried? Does it usually take this long to complete a mod?
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Stop waiting for them to contact you and get on the phone or email NACA and BofA immediately. Get the status on your modification and an address for the payments.Originally posted by techguy74 View Post
Apologies, but I can't recall.....are you in an active bankruptcy at the moment?I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go -
oh yeah, a month, thats nothing! I was approved for mod from BoA in March, got "official documents" that needed to be signed and notarized in the end of June. Hope you aren't in bk, could mess things up. Call NACA and BoA. The loss mitigation department at Boa should be able to give you a status update. Have you been to loansafe? They may be able to help. Good luck, getting a mod from Boa has taken many years off my life.Comment
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I am not in bankruptcy (unfortunately my income is to high) and I have contacted NACA twice. I called and left a message for the negotiator and then sent her an email as well, STILL NO RESPONSE. I will try to call BofA tomorrow, hopefully that can get me somewhere.Originally posted by lrprn View PostComment
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