My 1st is $270,000 with a no interest that expires in Jan. NOTHING has come off the principle. 
My 2nd and 3rd are with my bank. $150,000 decent interest rate.
House value is somewhere near $325,000
Our Chapter 7 should be discharged an day. We are past 60 days. All my loans are in good standing right now.
My first mortgage lender is crappy to deal with. We just know we will be screwed in JAN when the interest only is done.
Is there any way to get another bank to remodify the first?
Or do we just foreclose on the house?
My 2nd and 3rd are with my bank. $150,000 decent interest rate.
House value is somewhere near $325,000
Our Chapter 7 should be discharged an day. We are past 60 days. All my loans are in good standing right now.
My first mortgage lender is crappy to deal with. We just know we will be screwed in JAN when the interest only is done.
Is there any way to get another bank to remodify the first?
Or do we just foreclose on the house?