- I filed for BK and went to the hearing on 12/31/09.
- My lawyer said I was to continue paying the condo fees on my property until I received the foreclosure notice from the mortgage company.
- Per my lawyers suggestion, I let the condo mgmt assoc. know I was foreclosing on the property. Sent them a letter on 1/14/09. Soon after I received a bill from them.. and immediately paid it. That would have covered me thru the month of January.
- On 2/13/09, I received documents from their lawyers saying the mortg. company was now the current owner of the note on the property.
- I received my discharge from the courts on 3/9/09.
- I then sent the condo mgmt a letter advising them that any further correspondence should be made with the mortgage company's lawyers, as they now own the note.
- On 2/18/09 and then 3/20/09 I received more bills.
- I called the condo mgmt company and explained the situation. I was told that they couldn't do anything b/c the public land records show I still own the property. I then faxed all the legal documents I had received and asked that they contact me once they reviewed them. They never called me back. Instead they continued to bill me. Not only that, they appear to have billed me $300+ for some mystery charges on the date they received my faxed documents.
- I called them again and as is very typical with them..was put on hold for a long time, then dumped into voice mail. I left a msg asking that someone please call me back ..but so far, nobody has. I called my lawyer, who will not look at my situation unless i pay him another $250 for a consultation...
WHAT do I do??
Am I wrong to assume that once I received the letter from the mortgage co.'s lawyers saying they own the note.. that I no longer own the property?
Do I need this lawyer?
Guidance please. Thanks!
and btw.. how do I find out when my case is closed? I keep asking the lawyer..but he won't answer me.
- My lawyer said I was to continue paying the condo fees on my property until I received the foreclosure notice from the mortgage company.
- Per my lawyers suggestion, I let the condo mgmt assoc. know I was foreclosing on the property. Sent them a letter on 1/14/09. Soon after I received a bill from them.. and immediately paid it. That would have covered me thru the month of January.
- On 2/13/09, I received documents from their lawyers saying the mortg. company was now the current owner of the note on the property.
- I received my discharge from the courts on 3/9/09.
- I then sent the condo mgmt a letter advising them that any further correspondence should be made with the mortgage company's lawyers, as they now own the note.
- On 2/18/09 and then 3/20/09 I received more bills.
- I called the condo mgmt company and explained the situation. I was told that they couldn't do anything b/c the public land records show I still own the property. I then faxed all the legal documents I had received and asked that they contact me once they reviewed them. They never called me back. Instead they continued to bill me. Not only that, they appear to have billed me $300+ for some mystery charges on the date they received my faxed documents.
- I called them again and as is very typical with them..was put on hold for a long time, then dumped into voice mail. I left a msg asking that someone please call me back ..but so far, nobody has. I called my lawyer, who will not look at my situation unless i pay him another $250 for a consultation...
WHAT do I do??
Am I wrong to assume that once I received the letter from the mortgage co.'s lawyers saying they own the note.. that I no longer own the property?
Do I need this lawyer?
Guidance please. Thanks!
and btw.. how do I find out when my case is closed? I keep asking the lawyer..but he won't answer me.
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