I am almost afraid to talk about my situation... for a long time I have not acknowledged it and the shit has finally hit the proverbial fan. So here goes.
I am a young, married woman, who has blindly turned the other way for a while now. I love my husband (who will now be referred to as "R."), but he has the tendancy to do things on the spurr of the moment and get into trouble. I had excellent credit before our marriage. We bought a house in October of 2002 through a rural development program where you don't need a down payment. A little over a year later, R. decided that he wanted to move 1800 miles away- no good reason, he just wanted to. I didn't want to move, because I really liked the house, and didn't want to leave my family. However, I would've sold the house and moved anyway, since he wanted to so bad. The problem was, R. didn't want to wait however long it would've taken to sell our home. He was leaving in a two months, and I could go or stay behind by myself, he told me. Of course I didn't want a divorce over this, so I decided to go. R. found some people who were willing to rent our home for a while, that way if we decided to come back we'd still have the house. They signed a year's lease with us and we had it notarized.
So now, we are in foreclosure and thinkiing about filing BK, but there are people living in our house and I am worried about a law suit. They have been paying their rent to us (although late most of the time), but R. handles all the bills and unbeknownst to me he has not paid the mortgage in over two months! If I were our tenants, I'd be outraged. I don't know what to do.... having to file BK is bad enough, without the added embarassment of others getting hurt as well.
I did not intend for this to be so long, it just feels good to talk about it!
I am a young, married woman, who has blindly turned the other way for a while now. I love my husband (who will now be referred to as "R."), but he has the tendancy to do things on the spurr of the moment and get into trouble. I had excellent credit before our marriage. We bought a house in October of 2002 through a rural development program where you don't need a down payment. A little over a year later, R. decided that he wanted to move 1800 miles away- no good reason, he just wanted to. I didn't want to move, because I really liked the house, and didn't want to leave my family. However, I would've sold the house and moved anyway, since he wanted to so bad. The problem was, R. didn't want to wait however long it would've taken to sell our home. He was leaving in a two months, and I could go or stay behind by myself, he told me. Of course I didn't want a divorce over this, so I decided to go. R. found some people who were willing to rent our home for a while, that way if we decided to come back we'd still have the house. They signed a year's lease with us and we had it notarized.
So now, we are in foreclosure and thinkiing about filing BK, but there are people living in our house and I am worried about a law suit. They have been paying their rent to us (although late most of the time), but R. handles all the bills and unbeknownst to me he has not paid the mortgage in over two months! If I were our tenants, I'd be outraged. I don't know what to do.... having to file BK is bad enough, without the added embarassment of others getting hurt as well.
I did not intend for this to be so long, it just feels good to talk about it!
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