Hoa gets a judgemnt of foreclosure
So, like many on this site, we got really behind on a lot of our finances when our small retail business took a dive. And we let our HOA get in the rear. I figured no big deal, I'll catch them up when i can.....BIG mistake. Before I knew it I was not only behind, but now they were filing for a lien against the house, court costs, lawyers fees and everything else. that $35 a month fee quickly turned into $3000! In the meantime we are getting all our paperwork ready with our attorney to file chapter7 on Friday. And she points out that not only did the HOA do a lien, but they also have a judgment of foreclosure!!! So can they really come here and just evict us? We planned on letting the house go into the chapter7, and figured we have a good 7-8 months of saving before we would have to find a rental....but now I am really scared! Anyone have any advice or first hand knowledge of what I am up against. I have tried to call the HOA's attorney, playing dumb like I didn't realize what it all meant, and what kind of timeline I am looking at, but I haven't gotten anywhere, and the messages I have left have so far been unanswered. Please reply......................
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HOA's are evil. People have lost their homes to HOA's.
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Thanks for the link....but wow that is scarey.
I didn't think they would want to go through all that when they are owed so little compared to the $480000 I owe between my first and second. Wouldn't the 1st and 2nd get paid before the HOA? And when my neighbors house recently went for $220000, because of the housing market crash, I know mine is worth even less. (smaller floorplan/ no pool) I am just hoping that when I file ch7, it will stop them from being able to evict us..................
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Believe me, they ARE evil and will do anything! They just love the power!Comment
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