We originally claimed our home as Exempt when we filed Chapter 7. After the 341 Meeting, when the reaffirmation came, the Lawyer talked us into NOT reaffirming and just walking away. Sounded great, however we just got our discharge and also a notice that the relief of stay was denied to the Mortgage Bank.
Now with us claiming our home as exempt, but then not reaffirming, are we still reliable for anything with the house? Can we still just walk away?
We have posed the same questions to our Lawyers but have not heard back from them. My personal opinion is they may have dropped the ball when we decided, on their suggestion, to not reaffirm. Should they have filed something with the Bankruptcy Court?
Now with us claiming our home as exempt, but then not reaffirming, are we still reliable for anything with the house? Can we still just walk away?
We have posed the same questions to our Lawyers but have not heard back from them. My personal opinion is they may have dropped the ball when we decided, on their suggestion, to not reaffirm. Should they have filed something with the Bankruptcy Court?
Comment