What's mine vs my husband's?

[NewPage]

I am planning to file Ch. 7 on my own, June at the earliest. I am married, we live in Oregon.

In reading about property and exemptions and the like, I get confused and a little bit worried.

The computer I use, for instance. My husband bought that on his own account and paid it off.

The household TVs - we have 2, but one is pretty crappy and the picture is out of focus; the other is about 5 years old. My DH bought both of those on his Sears account. Again, that is his own account.

The vehicles - bought/financed in my husband's name only. One is paid off, the other is 2 years old (Honda Odyssey).

Appliances - 2 years ago we purchased a dishwasher on my husband's Sears card. Paid off. In the fall we purchased a new stove (14 yr old one conked out) on my husband's Best Buy card. All that type of stuff has been bought in my husband's name only. So is it his property, or half mine, or what?

Kids' laptop - my husband got a screaming deal on one last summer, for which we paid cash.

I could go on, but I guess you get the idea. I just don't know what's his vs what's mine, when it comes to BK.

Thanks

[SunshineGal]

Wish I could help you but I have no idea about Oregon law. Schedule a free consultation with an attorney and they will be able to answer your questions.

[frogger]

I know this won't help, but my wife has always told me:

What's yours is mine, and what's mine is mine.........

But seriously, if your husband bought it, it was on his cards, looks like it belongs to him. Perhaps he was kind enough to just let you "use" it. After all, he does have the receipts!

[backtoschool]

Oregon is not a community property state, so you should be able to divide the assets based on who paid for it.

[sidhesadie]

That's what I was going to say. Oregon is NOT a community property states.
Check with a lawyer, of course, but since it's not community property, they can't take his assets for your debts. My ex is a divorce lawyer, and just as an example, if a person has credit cards in their sole name, the spouse cannot be made to repay them. I would think it would work in reverse.