Ohio Homestead Exemptions

[toughtimes09]

I have a quick question as I am having a hard time understanding the laws on this. My wife and I own a house that we owe roughly $103,000.00 on. The value of the house is currently at about $95,000.00. We are contemplating filing CH7 but want to keep the house, would we lose the house with the current Ohio exemption laws? My company is going through a series of layoffs and the future is bleak. Any insight into how the exemption law for Ohio works is greatly appriciated. Thanks everyone!

[keepmine]

You'e upside down. You have negative equity. The homestead exemption has no bearing. You have nothing to exempt.
Just be careful about reaffirming something if your job is shakey.