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Exemption Clarification for CA

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    Exemption Clarification for CA

    Background:
    Will be filing CH13 someday will hold on to home (underwater) , 2 financed vehicles (underwater), 1 vehicle no payments valued at $12,000 and two jet skis valued at $8000.

    I am not sure on how the whole exemption thing works in CA. According to below will I be allowed 20725 +

    703.140(b)(1) Real or personal property, including co-op, used as a residence up to $20,725.

    Since I am underwater on home can I use this towards the vehicle and jet skis?



    Personal Property

    703.140(b)(2) - Motor vehicle up to $3,300.

    Can I use this for the car that I own along with 12000 - 3300 = 8700from above?

    703.140(b)(3) - Clothing, household goods, appliances, furnishings, animals, books, musical instruments and crops up to $525 per item.

    Is there a limit on this? Say you have a bunch of stuff that totals over $30K yet each item is less than $525.

    703.140(b)(4) - Jewelry up to $1,350.
    Can I use some of the personal property to augment this allowance?

    703.140(b)(5) - $15,000 of any property, less any claim for homestead or burial plot.

    Huh?
    $160k Unsecured; Way Over Median
    Filed CH 7: 7/28/10; 341 Meeting: 9/7/10 (Was A Breeze)
    Dishcarged: 11/9/10; Case Closed: 12/2/10

    #2
    bump

    I would also be interested in learning the answers or comments to these concerns, since i'm also in Ca.

    Comment

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