Confused about Federal Exemptions

[B12]

When do you use Federal exemptions instead of state exemptions? The more research I do into it, the more confused I get.

[JollyGG]

http://www.bankruptcyaction.com/bankruptcyexemptions.htm

The state you use for your exemptions is:

The state you lived in for the 730 days (2 years) before filing; or
If you did not live in a single state in the previous 2 years you use the state where you lived the majority of the 180 period preceding the 2 year period; or
If the preceding renders you ineligible for any exemptions then the debtor is allowed to choose the federal exemptions.

Some states specifically allow you to choose federal or the states exeptions.
The states that allow you to choose between state or federal exemptions are Arkansas, Connecticut, Hawaii, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New Mexico, Pennsylvania, Puerto Rico, Rhode Island, Texas, Vermont, Washington D.C., Washington State, and Wisconson.

[Boscoe]

And if you don't live in those states, you must use the state exemptions based on the state you live in (subject to the provisions listed in the previous post).