My current car lease is up in a few weeks - dealership won't lease again even with a cosigner - my credit is that bad at this point. Received an approval by Santander for 18% interest - ugh!!! Everyone else declined me. Boyfriend will sell me his car with some cash down & payments (car I wanted to buy). Should we keep this in his name for the BK? Is this safe with exemptions? It's a 2014 RAV4 he owns outright.
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