My debts were discharged through bankruptcy in 2005.
I received a call today from what I presume is a collection agency and the caller claimed that a judgement had been entered against me for a debt I incurred in 2001. I never received a subpoena.
When I told the caller about my bankruptcy and that it was illegal for him to try to collect on that debt, he said, very quickly, that he would forward the issue to his legal department and hung up. I refused to give him any other information.
I looked at my Equifax credit report online and there were no judgements listed, but if I recall correctly, the called said it was entered just last month.
I am almost sure this is a scam, but I want to be certain. What is the best way to find out if I have any judgements against me? I know that there are sites that show public records. Is there one that is recommended (and inexpensive) for this purpose?
Any advice would be appreciated.
I received a call today from what I presume is a collection agency and the caller claimed that a judgement had been entered against me for a debt I incurred in 2001. I never received a subpoena.
When I told the caller about my bankruptcy and that it was illegal for him to try to collect on that debt, he said, very quickly, that he would forward the issue to his legal department and hung up. I refused to give him any other information.
I looked at my Equifax credit report online and there were no judgements listed, but if I recall correctly, the called said it was entered just last month.
I am almost sure this is a scam, but I want to be certain. What is the best way to find out if I have any judgements against me? I know that there are sites that show public records. Is there one that is recommended (and inexpensive) for this purpose?
Any advice would be appreciated.
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