Can creditors find out if my checking account is a joint account?

[help4mydebts]

A credit card company had their atty's file a lawsuit against me, but the judge dismissed it w/o prejudice because it was filed at the wrong venue. I want to try to work out a payment arrangement with this creditor so they do not refile the lawsuit, until I can pay my bankruptcy atty and get the Chapter 7 filed. I have a checking account that I very rarely use, so I was thinking about setting up the payment arrangement with this account, however, it is a joint account with my husband. (The creditor does not know that I have a husband).

Should I use this account to pay the creditor or would it be wise to open up an account only in MY name?

Thanks!

[frogger]

I have no problem with you using an existing account, however if a suit is filed and judgment is awarded, make sure that any money in that account is money that you can afford to have seized.

[keepmine]

Why not use that settlement money towards paying your bk lawyer.
Why try and settle a debt that'll be discharged in bk?